Patient Finance Options
PATIENT FINANCING
We understand that not everyone has the financial means to pay upfront, which is why we offer various financing options to those with approved credit. At Paradise Ridge, we want to make sure that you have multiple options available to you when it comes to financing your dental needs. In addition to our in-house financing, we also offer financing through Wells Fargo Health Advantage. These plans were designed specifically for dental treatments and our treatment coordinator will help you find a plan that suits your needs.
Care Credit
CareCredit is a healthcare credit card designed for your health, and wellness needs. It’s a way to pay for the costs of many treatments and procedures and allows you to make convenient monthly payments. Dental care includes procedures such as tooth repair, crowns or caps, root canals, dental implants, braces, retainers, bite plates, and headgears.
Cherry
Get Care Now,Pay Laterwith Cherry &
Paradise Ridge Family Dentistry LLC
Paradise Ridge Family Dentistry LLC
Let your money go further and take better control of your cash flow when you pay over time in smaller installments with Cherry.
Flexible Payments For Any BudgetUse the payment calculator to simulate what your monthly payments could look like.
These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every provider that uses Cherry will offer the payment plan terms listed above.
These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every provider that uses Cherry will offer the payment plan terms listed above.How It WorksChoose from a range of monthly payment plans, with qualifying 0% APR options. Applying is simple and does not impact your credit score. If you're approved for financing, you can use your funds immediately. Manage your payment options using Cherry's self-serve consumer portal.
TestimonialsDon’t just take our word for it! Here’s what other consumers have to say about Cherry…
Bryana
“I was worried the application would take long, I would have paid on my credit card – but it only took a few minutes and I'm so happy I can split my payments up now!”
Alex
“Cherry was really easy to use and super fast. I can't wait to go back and try different services now that I can split my payments!”
Marie
“I used this on Monday and it was great. Low down payment and low monthly. You all should try it.”
Gabriel
“Cherry was great, one of the better lending companies I’ve ever used. Making payments was a lot easier and I appreciate that Cherry was willing to work with me.”
Alyssa
“Cherry is amazing!!! Now we can get everything done!!”
Cassie
“I’ve been putting off these treatments for a long time. I scheduled them all today using Cherry!”
Frequently Asked Questions
What is Cherry?
Cherry is a buy now, pay later company making it fast and easy to pay for health and wellness purchases over time.
How long is my approval valid for?
Approvals are valid for undefined days. Once that time period expires, you are welcome to reapply.
Can I increase my approval amount?
If you are eligible for an increase, you may request this through the Cherry Consumer Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to "request an increase," it means you are ineligible for an increase at this time.
Can I pay this off early?
Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.
Does my 0% APR offer expire?
No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.
How much is my down payment and when is it due?
Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the provider confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.
*Making payments via Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional bank-issued Debit Card.
*Making payments via Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional bank-issued Debit Card.
How are refunds handled?
To request a refund, please contact Paradise Ridge Family Dentistry LLC directly.
We defer to the refund policies put in place by Paradise Ridge Family Dentistry LLC and cannot initiate a refund without their approval.
Once Paradise Ridge Family Dentistry LLC authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.
If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
We defer to the refund policies put in place by Paradise Ridge Family Dentistry LLC and cannot initiate a refund without their approval.
Once Paradise Ridge Family Dentistry LLC authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.
If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
Does Cherry report to the credit bureaus?
Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.
Can missing payments on my account with Cherry hurt my credit?
Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other deliquencies on your account to the credit bureaus.
Manage My PlanManage your payment plans inside the Cherry Consumer Portal.
More Questions?
Visit our Help Center
*Cherry and CareCredit are third-party financing companies that offer low and no-interest payment plans. Contact our office to learn more and to schedule a visit with our dentist in Phoenix, Arizona.
Insurance accepted
We will be glad to file a predetermination for you to verify coverage of any necessary dental treatment. We accept most PPO insurances.
View Our Specials
We are famous for our quality care, but we also work hard to be the most affordable dentist in Phoenix.
